Your family’s income, protected
If the earning member is no longer there, life cover helps replace the income so daily expenses and goals carry on.
Why insurance matters
Protection today, security for every tomorrow
Your children’s future, secured
Plan ahead for education and big milestones, so their dreams don’t depend on what happens to you.
Loans never become a burden
A home loan or other liabilities shouldn’t fall on your family. The right cover helps clear them.
A steady income after retirement
Build a corpus while you earn, and receive regular income when you stop working.
Savings with discipline
Regular premiums build a habit of saving, and may also offer tax benefits under the prevailing rules.
LIC plans
Find the plan that fits your family
Browse the main LIC plan categories. Not sure which one suits you? I’ll compare options based on your age, income and goals.
🛡️Protection
Term Insurance
Pure life cover at a low premium, so your family’s finances stay secure if you’re not around.
- High cover for a low yearly premium
- Choose a cover term up to your retirement age
- Best for: earning members with loans or dependants
🧒Children
Child & Education Plans
Build a dedicated fund for education, marriage and other milestones of your children.
- Money arrives around key ages
- Cover continues for the child’s future goals
- Best for: parents planning ahead for education
🌴Retirement
Pension & Annuity Plans
A regular income after you retire, so you stay independent without relying on anyone.
- Build a corpus while you earn
- Choose how and when to receive income
- Best for: anyone planning for life after work
💰Savings
Endowment Plans
Life cover together with disciplined savings, with a payout when the policy matures.
- Cover during the term plus a maturity benefit
- Suits people who like a fixed saving habit
- Best for: medium-term goals like a home or education
🔁Savings
Money-Back Plans
Receive part of the sum assured at regular intervals while life cover stays in place.
- Regular payouts during the policy term
- Cover continues for the full term
- Best for: those who want cash flow along the way
🏠Protection
Whole Life Plans
Cover that continues for a very long period, with benefits that can pass on to your family.
- Long-term protection, not just for a fixed term
- Useful for legacy and estate planning
- Best for: those thinking about long-term security
📈Investment
Unit Linked Plans (ULIPs)
Life cover and wealth creation in one plan, with your premium invested in market-linked funds.
- Choose equity, debt or balanced funds
- Returns are market-linked and not guaranteed
- Best for: long-term investors who accept market risk
📊Investment
Mutual Funds
Grow wealth over time with SIPs or lump-sum investments matched to your goals and risk comfort.
- Start a SIP with a small monthly amount
- Returns are market-linked and not guaranteed
- Best for: long-term goals like retirement or a home
🏥Health
Health & Critical Illness Cover
Protect your savings from hospital bills and serious illness with a plan that pays when you need it.
- Hospitalisation and surgery cost cover
- Lump-sum payout on diagnosis of a major illness
- Best for: families who want a safety net for medical costs
🚗General
General Insurance
Protect your car, bike, home and travel against accidents, theft, fire and other unexpected losses.
- Motor, home and travel cover
- Helps avoid big out-of-pocket repair and replacement bills
- Best for: vehicle owners, homeowners and frequent travellers
🎉General
Event Insurance
Protect weddings, parties and corporate events against cancellations, damage and unexpected mishaps.
- Cover for cancellation, postponement or venue issues
- Protection against damage to property and equipment
- Best for: wedding planners, hosts and event organisers
🐶General
Pet Insurance
Help with vet bills for accidents and illness, so your pet gets the care it needs without the worry.
- Support for accidents and illness
- Peace of mind for unexpected vet costs
- Best for: dog and cat owners
Plan features, availability and names change from time to time. I’ll confirm the current LIC plans, premiums and terms with you before you decide.
Not sure which plan is right?
Tell me about your family and goals, and I’ll suggest the best fit, with no pressure.